About Us
Assent Mortgage Finance is a licenced Australian finance brokerage that was established to provide a professional finance broking service for those clients requiring specialist lending advice; not just the 'run of the mill' home loan mortgage broking service.
Perhaps you have a less than perfect credit profile or you maybe your mortgage application just doesn't fit within the Banks standard lending criteria.
Maybe you require a specialist service to assist you in financing direct property assets within an Self Managed Superannuation Fund (SMSF) or even a 'partially capitalising mortgage' that can reduce your monthly mortgage repayment by hundreds or even thousands of dollars every month that will ease (or optimise for investors) your monthly cash flow requirements.
The principal Finance Broker at Assent Mortgage Finance is Richard Hicks Dip FP Dip FS. Richard has spent over 30 years in the Finance, Funds Management and Financial Planning industries and believes that a significant flaw has evolved within contemporary finance broking practices.
Richard continues;
“For too long, clients who have sought advice on their financing needs, have relied on poorly qualified and often ‘biased’ finance advice due to the lack of perceived professional options available to them.”
"Ideally, a professional Finance Broking practice should identify a clients requirements with a reasonably comprehensive client 'needs analysis'. The lending process adopted by Assent Mortgage Finance is to fully understand a clients 'liability needs' first and then tailor a financing strategy to suit."
"We do not push any particular lenders products, rather we are guided by what type of financing strategy is best suited for our clients needs, whilst addressing any credit issues or personal / business factors that demands a knowledgeable & professional broking service to assist with. In the final analysis, Assent Mortgage Finance aims to deliver the most effective type of financing available for any particular need."
"Assent Mortgage Finance, facilitate loans for Residential, Commercial, Industrial and Rural mortgage finance needs nationwide."
Assent Mortgage Finance
- Is a full member of the Finance Brokers Association of Australia
- Is a member of the external complaints resolution scheme ‘Credit Ombudsman Services Limited
- Holds a Finance Broking licence # 2688
- Holds Professional Indemnity insurance
- Provides in house mortgage financing options as a ‘Mortgage Manager’
- Is accredited with over 30 lending institutions providing residential, commercial, reverse, non conforming, SMSF & other unique financing services.